Category : General

A Message from Ian Kilbride, Chairman of The Spirit Group

Dear Colleagues, Clients, Friends and Supporters

It is now day 8 of our national lock-down and we have all completed our first full week of living within these extraordinary circumstances.  At this time, none of us really knows just how long this lock-down will last, although it is beginning to appear optimistic to think that everything will be back to normal on Monday 20th April.  I am personally not far off my 60th year and, having worked in financial services for thirty five of those years, I can confirm that I have never seen anything as unusual as the circumstances we are currently experiencing.

What I do know for a fact, and I want to share with you today, is a very old saying, one that was often told to me and my siblings by our Nana – a lady who lived to celebrate her 98th birthday.  The simple line was: “This too will pass”. When you are young, you find issues and worries in the smallest of things and, therefore, this line of comfort and re-assurance seemed almost unbelievable.  As the years have rolled by and my own experience and understanding has grown, I realise that every issue does have an ending and a conclusion, so therefore, I say with total confidence (just as Alice Kilbride did with the same assurance): “This too will pass”!

While we are placing the health of our loved ones ‘first’ and are taking great care of our families and friends and indeed ourselves, l wish to address the important topic of our investments, as they are our future and we have all worked hard to accumulate them.

I can say with one hundred percent conviction that there is never a good time to leave the investment markets when they have corrected, regardless of how much they have corrected, or the reason for that correction.  During my long career in the investment industry, the only people I know who suffered dramatic long-term destruction of capital were those who left the market during a major correction.  As far as I am concerned, and this applies 100% to me and every member of my family, you should always be in the market.  History shows us that long before my career started, in fact, long before the careers of my mentors started, one needed to be in the market and stay in the market. 

I am fortunate enough to speak to you as the Chairman of The Spirit Group, an organization that has within it four superb organizations, namely: Warwick, Appleton, Cadiz and Accorn.  Within our group we are lucky enough to have exceptional wealth, asset and fiduciary managers.  Warwick is totally committed to its clients and will continue to communicate with them as ever on a regular basis, as well as remaining totally attentive to all client needs for advice and guidance at this time.  Cadiz is staffed with a dynamic and inspiring team of asset managers who have delivered year to date, as well as over the last 1, 3 and 5 years, exceptional performance when compared to their peer group and their benchmarks. Appleton continues to fight the restrictions placed on the Masters’ Offices, so that they can complete the executorships of all their clients and by so doing, assist in bringing closure to the families involved.  Accorn is Spirit’s 4th investment arm and you will become more aware of their capabilities over the coming twelve months, as they launch across South Africa.

In a nutshell, my family and I take great comfort from knowing that our affairs have been professionally organized and continue to be monitored by Warwick.  We are delighted that Cadiz is the underlying manager of our investment monies, be that via our share portfolios or our units in the Warwick and Cadiz funds, both within South Africa and internationally. 

I am completely confident in relying upon the expertise within Warwick and Cadiz and I believe we should all feel the same way.  There are no better horses, that you or I could back, than Warwick and Cadiz. They are both  impressive wealth and asset managers and, just as it has always been deemed unwise to change horse mid-stream, it is even more illogical if you are already on the prime horse itself, which is where you and I sit today!

Therefore, my own humble message to you is that we all should continue to look after our families, our colleagues and our loved ones. While at the same time we can all trust in the unique and totally committed wealth and asset management expertise that is currently looking after us all.

The next few weeks will be difficult, so please stay safe and healthy, while at the same time knowing that all of the current challenges are surmountable, because in the end I promise you: “This too will pass”! 

Kind Regards

Ian K.

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Appleton Fiduciary Services

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Ian Kilbride

Home Truths!

I have known Mike Greeff for many years, in fact I was once his landlord at the Alphen Estate.  That was until Greeff outgrew the space that we, Warwick Wealth, had available as we too were expanding and requiring more square meters.

You could therefore say that our two businesses, Greeff Property and Warwick Wealth, grew up together, even sharing facilities and staff, both then and now.  The similarities between these two companies, despite being in totally different fields, can be distilled down to three simple factors.  Firstly, a clear vision, secondly the energy and drive of everyone involved in the company, from the CEO’s down and thirdly a total commitment to client service and the delivery of what clients require.

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Warwick is sponsoring ‘The Little Optimist’ and Greg Bertish on their special journey from False Bay to Langebaan. All the proceeds are for the benefit of The Children’s Hospital Trust, for the new Red Cross Hospital Intensive Care Unit.

Greg’s message: ‘I want to use an Opi as a Vehicle to promote positive thinking, belief and overcoming obstacles in life. This tiny little Children’s dinghy that should not even be classified as a Yacht (due to its shape, size and proportions) has a huge heart. This ‘bath tub’ boat has become one of the most recognizable, nostalgic, and most sailed kids dingy’s in the world, with many of the big name sailors, having started in an Optimist. It believes it can and it will be a big yacht, and that it can conquer the oceans and the seas no matter what they say. I want to inspire kids, by harnessing the Opis ‘Heart’ and spirit, to show the world what we can achieve with positive thought, desire, belief and incredible optimism.’

The Aim: ‘To save children’s lives by inspiring them to get better, to teach them a skill, to create a passion and to raise funds and awareness for the CHILDREN’S HOSPITAL TRUST and the new Red Cross Hospital ICU.
We wish Greg all the best on his journey and Warwick is proud to be associated with such a heart-warming project.


TLO Horz Blue


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Ian Kilbride

Alec Hogg Interviews Ian Kilbride on BizNews. “First Appleton now Warwick”

I’m with Ian Kilbride, the man who started Warwick. Ian, you’re from the UK – how did you get to South Africa?
I was working, Alec, in 1990 in Manchester for a stockbroker called Henry Cooke Lumsden. I became slightly obsessed with elephants. I thought they were going to become extinct. I took seven months off, joined a bunch of guys from London on a 30-year-old Bedford army truck. We left in January 1990, and 22 countries later, in July 1990 – I arrived in Cape Town.

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Tech-savvy humans losing communication and social skills

When was the last time you wrote someone a proper letter? In fact given that this article is probably being read by an audience of people who are predominantly under 50, have you ever written a letter? I don’t’ mean a card or a note, I mean a three, four or five page letter, is the answer possibly never?

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Ian Kilbride

Was Henry Ford truly that articulate?

Nothing succeeds like a toothless budgie! Not the greatest quote I have ever come up with, but this has been a few weeks of hard work and extremely inspiring growth within Warwick Wealth.

What I have noticed however, is that great quotes are now everywhere, LinkedIn, Google, Exclusive Books, badly maintained office blocks and more. For some reason though I have been absorbing these snippets of wisdom, when previously they flew past me like a sparrow on speed!

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The Art of Courage

“Doing what you say gets you what you want.”

This deceptively simple motto is the guiding philosophy of an inspiring man I know named Simon Ekin.

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Warwick expands JHB office to accommodate IFAs

Warwick Wealth opened new offices in Melrose Arch, Johannesburg a few months ago and we have already had to increase the size of these premises to accommodate the growing number of Independent Financial Advisors (IFAs) who are choosing to align with Warwick Wealth.

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A Note to Warwick Clients

Dear Warwick Clients

A few interesting facts for your assistance.

The term “Platinum Client” has become an exciting addition to Warwick’s South African offering. Any client can become a Platinum client by simply having the following;

  1. An Investment with Warwick Invest valued at R500,000.
  2. A policy with Warwick Cover valued at R500 per month.
  3. A will with Warwick Trust with an estate value of over R500,000.
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