Author Archives: Ian Kilbride

Port Elizabeth “A breath of fresh air”

I can see why people love and stay in PE it has a close and carrying community and some very smart guys. the guys we have joined, to form our expansion plans into EP and Border, are great people as well as being from good solid families.

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2008 BOWLS SA MEMBERSHIP CARDS SPONSORED BY WARWICK

The cards will be available in early 2008 and we hope that they assist you and everyone of the 598 clubs out there…….GOOD BOWLING!!!

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MONTY WARE JOINS WARWICK

Monty has been an established and respected partner and broker in Port Elizabeth for 30 years and although WARWICK are currently negotiating with several well known figures in SA it is a pleasure to conclude the deal with Monty in 2007 as our PE office establishes itself.

Monty is also a keen BOWLER and will join the growing TEAM of BUSINESS AMBASSADORS which includes the South African Captain Jason Evans, WP Masters player Derek Watson and Western Suburbs player Rodney Botha.

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JUNK BONDS

Will JUNK BONDS, otherwise known as sub-prime (for that read sub standard loans) really impact in SA. the latest I hear is that with a 50% rise in interest rates in a year and potential future rate rises on the horizon being an Estate Agent just went back to be the tough job it alsways was and that by next April the full impact of the higher costs will be really hurting all those who have over extended themselves.

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MY TRUE LOVE EVERTON

Even Granny Grundy doesn’t keep all her eggs in one basket, so when I read a leading estate agent advising people that their entire investments can be held in property I was a touch surprised.

We know that a spiraling interest rate, 50% up on a year ago, and the complexities of the Credit Act have taken an axe at house sales, but its really a bit rich to try and get people to put all their golden eggs into chicken coups, even if they are made of bricks and mortar!

It also begs the question, is this blatant promotion of a single asset class bordering on asset management? If it is, then should not your friendly neigbourhood estate agent be licenced as a category two discretionary asset manager under FAIS? I will leave that one for you to decide.

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WARWICK RETIREMENT CONSOLIDATOR

Over the last five years we have met literally thousands of people, in SA, who are confused with regards to their retirement funds or, as they are known in financial services, their compulsory monies. Many people have a number of RA’s (retirement annuities) or other pension entitlements and many of these currently reside at different institutions. They do not always know the value of these investments, they may have lost contact with the person who sold it to them and they seldom have a clear transparent picture of what they are paying in fees. Clearly this is not an acceptable situation.

There is, however, a solution! The Warwick Retirement Consolidator offers you the following …

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Nil Stats Nisi Optimum

I’m about to become one of those boring and predictable writers, who every year says the same thing, so here goes!

Gosh, I can’t believe it’s that time of year already. Well actually it is, this is the final Blue Chip of the year and I really cannot believe that 2007 will be the fourth year in which I will contribute to the magazine. 

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